We know that finding financing can be inconvenient. It takes up time; energy; and are you getting the best terms? With a network of financial institutions available, we make it easy to keep your financing as stress free as possible and you gain from our large volume to get the best interest terms!
The finance process at Hayworth Equipment Sales is easy: select a piece of equipment that meets your needs, submit a credit application (either online or with the help of a sales representative), and, if approved, decide which finance offer suits your needs best.
Financing is based on each customer’s individual situation and credit history. Financing options include equipment loans and lease-to-own programs.
Finance institutions typically take four major factors into account:
Your credit score is designed to help financial institutions predict the risk associated with your purchase of a car, house, credit card, etc. Essentially, it’s meant to forecast how (and if) you will pay your bills.
The higher your credit score, the greater your chance of receiving a better financing offer from Hayworth Equipment Sales. Four contributors to your credit score are:
Your past credit history, the piece of equipment you’re purchasing, your down payment, and overall market conditions will all affect the finance rate for which you can qualify.
We offer competitive rates from a variety of finance companies to fit nearly every budget and credit profile. You can learn more about your personal finance options by visiting us and speaking with a sales representative.
Down payment, the amount financed, term (length of contract), and annual percentage rate (the yearly cost of a loan) all affect the monthly payment.
You can finance most equipment used for business purposes. Equipment acquired for non-commercial, consumer purposes (i.e. personal, family or household use) cannot be financed.